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Data Protection

Data Protection Statement


NAJIBMOHAMED.COM (“the Company,” “we,” “us,” or “our”) is committed to the protection of your personal data. As a registered real estate agency in Malaysia, we collect and process personal data in accordance with the Personal Data Protection Act 2010 (“PDPA”).

This Data Protection Statement explains our firm commitment to your privacy and the security of the information you entrust to us through eramalaysia.my.

1. The Principles of Data Protection

We adhere to the seven (7) data protection principles mandated by Malaysian law:

  1. General Principle: We only process data with your consent for specific, lawful purposes.
  2. Notice and Choice: We inform you of the purposes for which your data is collected.
  3. Disclosure: We do not disclose data to third parties without your permission, except for transaction-related necessities (e.g., lawyers, banks).
  4. Security: We maintain strict technical and organizational measures to prevent data loss or theft.
  5. Retention: We only keep your data for as long as necessary to fulfill the purpose or comply with legal requirements.
  6. Data Integrity: We take reasonable steps to ensure your data is accurate and up-to-date.
  7. Access: You have the right to access and correct your personal data held by us.

2. Nature of Data Collected

To facilitate property transactions in Malaysia, we may process the following:

  • Identification: NRIC/Passport copies, name, and nationality.
  • Financial: Income statements, EA forms, and bank statements (for loan eligibility assessment).
  • Legal: Sale and Purchase Agreements (SPA), Title Deeds, and Tenancy Agreements.
  • Digital: Cookies and analytics data from your interaction with najibmohamed.com.

3. Purpose of Processing

Your data is processed by NAJIBMOHAMED.COM for:

  • Facilitating Sales & Tenancies: Connecting buyers/tenants with sellers/landlords.
  • Legal Compliance: Verifying ownership and ensuring compliance with the Board of Valuers, Appraisers, Estate Agents and Property Managers (BOVAEP).
  • Financial Coordination: Assisting with housing loan applications and valuations.
  • Communication: Providing updates on property market trends and new project launches in Malaysia.

4. Third-Party Disclosure

In the course of a real estate transaction, we may share relevant data with:

  • Solicitors/Lawyers for the preparation of SPAs or Tenancy Agreements.
  • Financial Institutions for mortgage processing.
  • Valuers for property market appraisals.
  • Regulatory Bodies like LHDN (for stamp duty) and LPPEH/BOVAEP.

5. Data Security Measures

We protect your data through:

  • Encryption: Secure SSL certificates on our website.
  • Access Control: Restricted access to your physical and digital files, available only to authorized personnel.
  • Confidentiality Agreements: All our Real Estate Negotiators (REN) are bound by strict confidentiality clauses.

Penafian

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